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Take the first step, apply today.

Your life without debt awaits on the other side of a phone call. Let’s talk.
If you have a regular income and you find it difficult to pay your obligations on time, then you should speak to one of our trusted Debt Counsellors. Consider the criteria below and fill in the form. An Octogen Financial Wellness Officer will contact you as soon as possible.

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Like to apply but don’t know what to expect and if you qualify? Don’t stress see our easy guide.

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Are you eligible to apply?

If you have a regular income and you find it difficult to pay your obligations on time then Debt Counselling may be an option.

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What you need to do to apply:

You will need to provide a Debt Counsellor with the following information:

A list of your:

  • Income and expenses and all your debt.
  • A recent pay slip.
  • A copy of your bank statement.

However, please note:

  • Ensure that you list all of your debt, e.g. house, car, credit cards, etc.
  • If legal action has already begun on some of your debt, these will be excluded from the legal part of the Debt Review. The Debt Counsellor will still try and make arrangements on these debts for you.
  • If you are married in Community of Property, both you and your spouse’s income will be included in the joint application. If you are not married in Community of Property then you may optionally make a joint application.