Welcome to Octogen

Helping you to achieve long-lasting financial freedom and prosperity.

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Octogen is SA's largest Debt Counselling company. Our goal is to help you reduce your debt and improve your financial position. Through our 7-step debt-review process we have helped thousands of South Africans break the cycle of bad debt. Contact us today to take your first step towards Financial Wellbeing.

What we offer

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Financial Wellbeing

We will assist you to find a solution that will improve your financial wellbeing in years to come. Be smart, ask a question and get your financial score and how to improve it.

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Debt Counselling

Start your debt repayment plan today. Debt Review will allow you to structure your budget and enable you to repay your debt under the protection of the National Credit Act (NCA).

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Budget Repair Service

The most optimal time to fix your budget is the first time when you experience financial stress. Our qualified Financial Coaches can help you to analyse your budget and spending patterns and suggest spending behaviour changes to improve your Cash Flow and Credit Score.

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Debt Mediation (ADR) Service

We can help you to save your house or vehicle, resolve a credit dispute with any of your creditors, check for Reckless Credit, Prescription and Overcharging or when you are in arrears re-negotiate a payment plan

Is Debt counselling for me

Is Debt Counselling for me?

If your answer is yes to the following Debt Counselling may be an option:

  • Battling to repay debt repayments on time.
  • Don’t know which way to turn in order to pay your debt.
  • You are stressed at work and home and not sleeping well.
  • You are receiving calls for payment or you are about to miss a payment.
  • You don’t know how to solve your debt problem.

The Seven Steps to Financial Freedom

The Debt Counselling process can be divided into 7 easy steps.

Quick Breakdown
  • Provide your details
  • Debt Assessment
  • New Budget
  • Negotiate
  • Plan Approval
  • Implement
  • Completed
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Budget Planner

Spending norms are always linked to income. Healthy spending norms generate a balanced budget.

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How to Apply?

Like to apply but don’t know what to expect and if you qualify? Don’t stress see our easy guide.

Our Clients

Our corporate clients encompass a wide range of industries and have member bases ranging from 100 to 80,000.