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Information and advice to manage your money and avoid the debt trap.

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Do you need debt counselling?

When you find yourself paying out more than you bring in each month, you’re probably well on your way to being over-indebted — a very stressful situation in which you don’t have enough money to meet your monthly debt obligations and still cover basic necessities like food.  Once you’re caught in the debt trap, whether […]

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You vs. the bank: latest ruling is in your favour

A recent high court ruling has confirmed that banks are not allowed to transfer your money without your permission to other accounts you hold with the same bank.

What is debt review?

All you need to know about the debt review process