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Information and advice to manage your money and avoid the debt trap.

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The hard truth about how South Africans spend

Pretending to have more than you do is a bad financial move.

More Posts

Stay up to date while in debt review in 2021

Call or email Octogen to update your details or check your balance.

New year, brand-new budget

Budgeting better in 2021 will make for a more enjoyable year!

The benefits of buying on lay-by over credit

Buying on lay-by is better than collecting bad debt.

Debt review really works

One man's story of how our debt counselling service saved him from losing everything.

Be smart about Black Friday

What could the world's best day for bargains really cost you?

Start thinking about your summer spending now

Get organised ahead of the festive season and save yourself money!