Create Financial Certainty with our Team of Experts

Do you feel debt stressed? We can assess your budget to check if you can consolidate debt without taking out another loan and reduce interest rates.

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How We Can Help

At Octogen, the wellbeing of our Clients and Employees remains our main priority during this challenging time. The COVID-19 outbreak has created unprecedented global uncertainty, and we understand the fear you may be facing about your personal financial situation.


Budget Assessment

We do a detailed budget assessment to identify the best solutions for your situation.


Debt Review

We draw up a debt consolidation plan to reduce your monthly repayments.


Negotiate with Credit Providers

We negotiate with all of your creditors to ensure you can afford your new repayment plan.


Advice and Support

We are there every step of the way along your journey to becoming debt free.

How to Keep Financially Healthy

During difficult times, it's more important than ever to look after your finances. Here are some ways to ensure you keep your finances healthy.

Reduce spending

It's difficult to predict what will happen to the economy in the coming months. See where you can cut expenses without putting yourself at risk.

Avoid new debt

No matter how difficult things get, avoid making more debt, especially if you already have big repayments every month.

Seek relief

The government, banks and credit providers are providing assistance to those affected by the coronavirus pandemic. Visit our blog to get the latest information.

Ask for advice

We are here to help navigate these uncertain times. Get in touch using the form above, and we'll help you get through the next few months.

Our Successes

+150 000

Budget Planner Assessments Completed


FSCA Compliance Rating


in Consumer Behaviour Spending


Customer Satisfaction Rating

+25 000

Debt Free Clients

2019 Award

for Best Contribution to Debt Review Industry

Top 5

National Debt Counselling Firm since 2013

R200 000/m

in Reckless Credit Savings

Trained and Registered

Octogen registered with NCR Octogen registered with DCASA

Our trained Debt Counsellors are registered with the National Credit Regulator (NCR) and the Debt Counsellors Association of South Africa (DCASA) and has signed the Industry Code of Conduct. Customers are advised on how to manage their finances, debt and budget in order to remain debt free. We negotiate debt repayments directly with Credit Providers and use agreed fee and interest rate concessions in line with the National Credit Act (NCA) and Task Team Agreement. Confidentiality and integrity form the cornerstone of our service.

COVID-19 is a reality, and while there are many unknowns, we do know that the world will soon be a very different place. Changes happen all the time, but by being prepared for these changes, you can sometimes lessen the impact they may have on your day-to-day life.

With the help of our strong and highly-skilled Team, we have already assisted thousands of Consumers to create financial certainty and we can do the same for you during this period.

A message from Octogen Director Paul Slot: "We all know it is not business as usual. If you experience cash flow difficulties during this time, remember that you can remove your financial uncertainty. The National Credit Act is powerful, so let our team of Experts help you."

For up to date information about coronavirus in South Africa, visit

Frequently Asked Questions

Should I cancel my insurance or my medical aid?

You should not cancel your insurance, and there is no need to cancel your medical aid. In fact, if you end up in hospital while your medical aid is cancelled, you will only have more bills to pay. Rather look for other ways to save money.

What options are available to get debt relief?

A number of banks have announced plans to assist their customers during the difficult time ahead. However, they have made it very clear that this debt relief is limited to customers in good standing only. This means banks will only consider granting a payment holiday to you if you are not among the 10 million consumers that are currently in arrears.

Should I consider Debt Counselling at this time?

If your cash flow is tight and your next debt payment is due then Debt Review may be an option to create financial certainty. Your Debt Counsellor will assess your position and if Debt Review is the best option you will get legal protection immediately. In terms of the National Credit Act, your Debt Counsellor may also propose a payment holiday to deal with the uncertain time that may lie ahead.

Debt Review will provide the security that will help you to get through the uncertain times ahead.

Will Debt Counselling protect me if I lose my job due to COVID-19?

If you are retrenched and you have debt it is very likely that your Credit Life Insurance could cover this. Credit Life Insurance is normally compulsory on all personal and microloans. We will make sure you get the benefit of any insurance you may qualify for to ease your debt repayments.

The protection of Debt Review is available for all your debt. This is why the National Credit Act is recognised as the best in the world. We know how to implement this protection and if you are covered, we assist you to claim any benefit that you are entitled to.

Will I get a payment holiday from my debt because of the coronavirus?

If your cash flow is affected by the lockdown or coronavirus the National Credit Act already makes provision for a Debt Counsellor to recommend to a Magistrate to reduce payments for a few months to accommodate your short term cash flow problem. This means we can recommend a payment holiday for a limited period to allow you to recover. This will provide you for financial certainty and protection in these uncertain time. All you have to do is contact us and we will do the rest.

What is Octogen doing for consumers during this time?

Rest assured that should you qualify for Debt Counselling we are in the best possible position to negotiate with banks and credit providers on your behalf. Your peace of mind is important to us. If you have any concerns about your debt, please don’t hesitate to get in touch and we’ll do what we can to help.

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