Need help repairing your budget?

The most optimal time to fix your budget is the first time when you experience financial stress.

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Our qualified Financial Coaches can help you to analyse your budget and spending patterns and suggest spending behaviour changes to improve your Cash Flow and Credit Score. Contact us today.

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Budget Repair Service

In many cases, a simple change in spending behaviour is required to improve your cash flow predicament and improve your Credit Score. Octogen’s Budget Repair Service can help get you on track.

We will assist you to understand your spending behaviour, how this compares with the norm in South Africa and how a change in spending can improve your budget.

Let us help you fix your budget.

Octogen is the leading experts on Consumer spending in South Africa. More than 60 000 consumers are assisted every year without applying for Debt Review.

If you understand your Budget Story – You can fix it.

Other Services We Offer

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Financial Wellbeing

We will assist you to find a solution that will improve your financial wellbeing in years to come. Be smart, ask a question and get your financial score and how to improve it.

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Debt Counselling

Start your debt repayment plan today. Debt Review will allow you to structure your budget and enable you to repay your debt under the protection of the National Credit Act (NCA).

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Debt Mediation (ADR) Service

We can help you to save your house or vehicle, resolve a credit dispute with any of your creditors, check for Reckless Credit, Prescription and Overcharging or when you are in arrears re-negotiate a payment plan.

So what's next?

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We’ve taken the guesswork out of Debt Counselling. Seven steps to financial freedom.

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Get your budget score and plan to improve. Improving your financial wellbeing might be a dream. Getting started will make it happen.