Winter is coming! If you’re not prepared for it, the cold season can cost you a lot of money. To keep your finances warm this winter, we’ve got some ideas to help you avoid major costs.
Get your geyser ready
Heaters, leaks and a lack of insulation can drain your wallet during winter. If you haven’t yet, cover your geyser with a geyser blanket to insulate it against normal heat loss. A geyser blanket keeps your water hot for longer, meaning your geyser won’t come on as often, which saves you electricity and money.
Hit the roof
Check your roof for leaks and look for damaged, loose or missing tiles and rusted roof sheets. Treating potential leaks before the wet weather arrives can save thousands caused by water damage. While you’re up there, make sure that your gutters are clean and clear of debris such as dead leaves. Blocked gutters overflow and can cause damage to your roof, house exterior and even foundation.
Check your home insurance
Winter means a rise in burst pipes. If not caught quickly, your home could flood, your carpets could be ruined, or worse. Before winter arrives, you should check what your home insurance covers, and whether it covers the cost of finding out the cause of the leak, rather than just repairing the damage.
Prep your car for the cold
One of the worst things that can happen over winter is that your car runs into problems or you have an accident due to difficult driving conditions. To get your car ready for the cold season there are a few simple things you can do. Check your battery, oil levels, windscreen wipers and light bulbs.
Planning your meals in advance can save you money in the long run as you end up using your pantry and fridge supplies more effectively. Plus, winter comfort food such as soups, stews and curries can be made in large quantities and frozen in batches for easy mealtimes on frosty nights.
Keep the roof over your head
Winter finances are tricky! South Africans are becoming more and more indebted, and it’s not uncommon to worry about whether you can keep the roof over your head. If your monthly spending exceeds your income and you can’t find a way to make ends meet, it’s time to consider getting help. A free debt assessment from Octogen will show whether or not you should consider debt counselling. Contact us today to make an appointment and take the first step to a debt free life.