Take control of your debt and pay one single, affordable monthly installment.
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Get Out of Debt with Octogen
Can’t keep up with payments?
Octogen helps South Africans take control of their finances through debt review – a safe, legal way to reduce your monthly debt repayments without taking another loan
What Is Debt Review?
A legal and government-backed process that helps you manage your debt safely
Designed for South Africans who are struggling with too many repayments
Protects your income and belongings while helping you catch up
You stay in control — we deal with your creditors so you don’t have to
Here’s How Octogen Can Help You to Take a breather from Debt
One affordable monthly installment
we combine all your debts into one amount you can actually afford
We speak to your creditors
you don’t have to
Lower interest and fewer charges
we negotiate on your behalf
Keep your house and car
debt review legally protects your assets
No loan needed
this is a real debt solution, not another loan
No upfront costs
you only start paying once your new plan is active
One affordable monthly payment
we combine all your debts into one amount you can actually afford
We speak to your creditors
you don’t have to
Lower interest and fewer charges
we negotiate on your behalf
Keep your house and car
debt review legally protects your assets
No loan needed
this is a real debt solution, not another loan
No upfront costs
you only start paying once your new plan is active
One affordable monthly payment
we combine all your debts into one amount you can actually afford
We speak to your creditors
you don’t have to
Lower interest and fewer charges
we negotiate on your behalf
Keep your house and car
debt review legally protects your assets
No loan needed
this is a real debt solution, not another loan
No upfront costs
you only start paying once your new plan is active
Determine your current financial position
Free assessment, no obligation
Let’s Find Your Solution
Do a quick budget assessment
Why So Many South Africans Choose Octogen
One reduced monthly payment – combine all your debts into one simple installment
Lower interest rates – we speak to your creditors to reduce rates and fees
Protect your home and car – debt review prevents repossession
No upfront fees – all costs are built into your monthly repayment
Over 20 years of experience helping South Africans get debt-free
We’re a trusted debt counselling company focused on practical, long-term solutions
We’re registered with the National Credit Regulator (NCR) and follow all legal guidelines
Our process is designed to give you peace of mind and make your life simpler
Did you know your credit score improves while making payments under debt review?
Debt Counselling Process
Free debt assessment and credit check with one of our experts
We create a custom budget and repayment plan
Consumer applies for debt counselling by completing a Form 16 and by submitting relevant documentation. DC inform credit providers and credit bureaus of debt counselling application by issuing a Form 17.1 within five (5) business days of accepting application from consumer. Credit Providers will update debt counsellor of credit agreement(s) specific information by means of a Certificate of Balance (COB) within five (5) business days of receiving Form 17.1 notification.
We speak to your creditors and negotiate a plan on your behalf
You make one easy monthly payment
Consumer applies for debt counselling by completing a Form 16 and by submitting relevant documentation. DC inform credit providers and credit bureaus of debt counselling application by issuing a Form 17.1 within five (5) business days of accepting application from consumer. Credit Providers will update debt counsellor of credit agreement(s) specific information by means of a Certificate of Balance (COB) within five (5) business days of receiving Form 17.1 notification.
We support you until you’re debt-free
Complete the Debt review process and receive the clearance certificate
TESTIMONIALS
What Our Clients Say
Why Act Now
The sooner you act, the sooner you can get peace of mind
Join thousands of South Africans who are already on the path to
becoming debt-free with Octogen
How Octogen Compares to Other Debt Solutions
- More personal service and support
- Greater transparency and simple communication
- Over 20 years of experience in South Africa
- Proven track record of real results
Let us call you!
FREE CONSULTATION
Who we are
The Octogen group have been involved with Financial Wellbeing since 2002 & Debt Counselling since 2009. We are registered with National Credit Regulator (NCR) for Debt Counselling & Alternative Dispute Resolution.
Octogen has a team of Financial Wellbeing Consultants and Debt Counsellors to guide you through your financial challenges. We will provide you with a free financial wellness offering that includes analysing your credit profile and assessing your spending behaviour.
Debt Review Awards
We have been participating in the Debt Review Awards since 2015 and remain within the Top 5 National Debt Counsellors.
Ek is baie verlig want ek is skuldvry. Dankie vir Marlize en Octogen vir die goeie diens.