Contact our debt experts for a free consultation and credit check, so you can get the help you need straight away.
Do You Need Financial Peace Of Mind?
We can help you get immediate relief from debt and reduce your monthly repayments. Talk to our friendly counsellors about how we can help you take a breath and lessen your financial burden.
Try our calculator below to see how we can help you to become debt free.
I WANT TO
Our Experience
(excluding assets)
Who we are
Hey there! At Octogen, we’ve been all about boosting Financial Wellbeing since 2002 and offering top-notch Debt Counselling services since 2009. Plus, we’re proudly registered with the National Credit Regulator (NCR) for Debt Counselling & Alternative Dispute Resolution.
With a team of over 200 awesome folks, including 80 Financial Wellbeing Consultants and 30 dedicated Debt Counsellors, we’re here to make a positive impact. And guess what? We’ve got a squad of in-house experts, including qualified attorneys, paralegals, legal practitioners, and collections & recoveries specialists ready to lend a hand with any individual or company employee debt challenges. Let’s tackle those financial hurdles together!
Debt Review Awards
Top 5 Winners as National Debt Counselling Firm in:
2015
2016
2017
2018
2019
2020
2021
Recently, we walked away as the winner in our category of the Debt Review Awards 2023
Debt Review Benefits
You pay only one reduced affordable monthly instalment.
You save on interest and fees.
You have a new budget to pay for all your living expenses and you can breathe again.
Credit Providers cannot repossess your home or car. We will safeguard your assets if you speak to us early on, and where they have not initiated legal action.
You will be protected against legal action.
You will not pay any fees upfront. The National Credit Regulator (NCR) regulates all fees applicable.
We speak to your creditors and we will negotiate an affordable repayment.
The freedom of money in your pocket again!
Take a breath of Octogen
Financial Planning
Discover the pathway to a brighter financial future with our friendly guidance! Let’s team up to find a solution tailored just for you, one that will elevate your financial wellness for years to come. Ready to make smart moves? Ask a question and unlock your financial score along with personalized advice to help you thrive!
Financial Check
Unlock the power of financial empowerment with our team of expert Financial Coaches! Whether you’re looking to fine-tune your budget or boost your credit score, we’ve got you covered. Let’s work together to analyze your finances and discover smart spending habits that will supercharge your cash flow and elevate your credit score. Ready to take control and thrive? Let’s make it happen, together!
Debt Counselling
Unlock the power of financial empowerment with our team of expert Financial Coaches! Whether you’re looking to fine-tune your budget or boost your credit score, we’ve got you covered. Let’s work together to analyze your finances and discover smart spending habits that will supercharge your cash flow and elevate your credit score. Ready to take control and thrive? Let’s make it happen, together!
Financial Wellbeing
We will assist you to find a solution that will improve your financial wellbeing in years to come. Be smart, ask a question and get your financial score and how to improve it.
Debt Counselling
Start your debt repayment plan today. Debt Review will allow you to structure your budget and enable you to repay your debt under the protection of the National Credit Act (NCA).
Budget Repair Service
Our qualified Financial Coaches can help you to analyse your budget and suggest spending behaviour changes to improve your Cash Flow and Credit Score..
Alternative Dispute Resolution
We can help you to save your house or vehicle, resolve a credit dispute, check for Reckless Credit, Prescription and Overcharging or when you are in arrears re-negotiate a payment plan.
Corporate Packages
Empower employees to take control of their finances and get out of debt
Here's How We Can Empower Your Team:
Whether you’re seeking personal assistance or looking to provide invaluable support to your employees in navigating debt management, we’re here for you.
As an employer, you hold the power to transform lives. Your team members are not just recipients of a paycheck; they’re cherished for the guidance and wisdom they gain along the way.
At Octogen, our Financial Coaches specialize in analyzing budgets and spending habits. We offer tailored suggestions to enhance cash flow and boost credit scores, empowering individuals and teams alike to thrive financially. Let’s embark on this journey together and pave the way for a brighter financial future!
How We Help You Take A Breath
Complete application document
Assess client’s financial position
Consumer applies for debt counselling by completing a Form 16 and by submitting relevant documentation. DC inform credit providers and credit bureaus of debt counselling application by issuing a Form 17.1 within five (5) business days of accepting application from consumer. Credit Providers will update debt counsellor of credit agreement(s) specific information by means of a Certificate of Balance (COB) within five (5) business days of receiving Form 17.1 notification.
Negotiate new repayment amounts
Restructure repayment plans
Consumer applies for debt counselling by completing a Form 16 and by submitting relevant documentation. DC inform credit providers and credit bureaus of debt counselling application by issuing a Form 17.1 within five (5) business days of accepting application from consumer. Credit Providers will update debt counsellor of credit agreement(s) specific information by means of a Certificate of Balance (COB) within five (5) business days of receiving Form 17.1 notification.
Pay monthly according to new budget
Complete debt review exercise and receive clearance certificate
TESTIMONIALS
Success Stories
OCTOGEN IN THE
News
Stay informed! Visit the SA Department of Health’s website for COVID-19 updates: sacoronavirus.co.za
Ek is baie verlig want ek is skuldvry. Dankie vir Marlize en Octogen vir die goeie diens.